In a market often obsessed with the "next big thing," it is easy to overlook the infrastructure that keeps the pipes flowing.

Stellar has been doing exactly that since 2014, turning the often-glacial process of cross-border payments into a near-instant experience. Lately, it has been doing much more than that, shifting into a foundational layer for real-world assets (RWA).

We have been watching this transition closely. With on-chain RWA value on Stellar crossing $2 billion this year and major players like the DTCC, the engine behind $114 trillion in assets, tapping the network for settlement, the "payment rail" narrative feels like an understatement.

We think it is time for our traders to capture some of the value this growth is creating.

Starting June 9, we are adding XLM to our high-yield Fixed Earn series with a limited-time 60% APR.

The details

• What: Fixed Earn for XLM

• The yield: 60% APR

• The window: June 9, 10:00 UTC to June 12, 10:00 UTC

• The catch: Demand for these events has been high, and we have capped this at 45,000 XLM to keep it sustainable. It is first-come, first-served.

How to earn

If you are new to Toobit, we keep our Earn products straightforward. You have two choices:

• Fixed Earn: You lock your assets for a set period. We provide a guaranteed, higher rate, and everything, principal plus interest, lands back in your Spot Account when the term matures. It is built for those who know their strategy and want to optimize yield.

• Flexible Earn: If you prefer to stay liquid, this is your route. You can subscribe or redeem whenever you want, earning market-rate yields without the commitment.

This isn't our first foray into high-yield events. We have spent the last few months rolling out these campaigns for ETH, SOL, TON, NEAR, BTC, and XRP, often hitting APRs of 30% to 36%. We aren't stopping there.

If you have XLM sitting idle, this is an opportunity to put it to work. Head over to Toobit Earn to secure your spot before the cap is reached.

For the full breakdown of how interest is calculated and subscription terms, check out our official announcement page.