Dear Toobiters,
It's time to seize the opportunity to earn higher returns on your USDT.
We now offer Fixed Earn for USDT with an impressive APR of up to 28.88%. Spots are limited and available for a short time, so act fast to secure your share.
Here’s what you can earn:
| Token | Type | Term (days) | APR | Total cap | Min subscription | Max subscription |
| USDT | Fixed | 3 | 28.88% | 100,000 | 10 | 200 |
Campaign period: 2026-03-31, 10AM UTC —— 2026-04-03, 10AM UTC
Example:
If you subscribe 200 USDT in Fixed Earn with a 3-day lock-up at 28.88% APR, your interest is calculated as follows:
200 × 28.88% ÷ 365 × 3 = 0.474739726 USDT
Click here to Subscribe now>>
How do these products work?
Fixed Earn: Lock your assets for a set period to enjoy a higher, guaranteed interest rate. At the end of the term, both your principal and earned interest are automatically credited to your Spot account.
Flexible Earn: Earn interest with no lock-up period. You can subscribe or redeem your crypto at any time, giving you full flexibility while still earning yield.
Interest calculation for Fixed Earn:
(1) Interest is distributed evenly across each day and reflected in your Earn account valuation.
(2) Example:
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Subscription time: 2024-12-11 11:34 (UTC)
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Interest accrual start: 2024-12-12 00:00 (UTC)
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First interest distribution: 2024-12-13 00:00 (UTC)
(3) Redemption rules:
Fixed-term products are automatically redeemed at maturity, with principal and interest credited to your Spot account.
(4) Early redemption:
Redeeming early will forfeit any accrued interest. Funds are credited within 48–72 hours. This option is available only for select products, so please review product details carefully before redeeming.
Interest calculation for Flexible Earn:
(1) Interest rates adjust in real time according to market conditions. Earnings accrue hourly and are credited to your Earn account every 24 hours.
(2) Example:
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Subscription time: 2024-12-11 11:34 (UTC)
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Interest accrual start: 2024-12-11 12:00 (UTC)
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First interest distribution: 2024-12-11 13:00 (UTC)
(3) Redemption rules:
You can redeem your assets at any time with no fees.
Instant settlement
If total redemptions for the day (including your request) are within the daily limit, funds are credited immediately.
Queued redemption
If the daily limit is reached, excess amounts are queued for the following day. Redeemable amount for the next day = Daily limit – Total redeemed today.
What does APR mean?
APR, or Annual Percentage Rate, is the estimated return your crypto could earn over one year. It allows you to compare potential earnings across different assets.
When are my funds moved after subscribing?
Funds are transferred from your Spot account to Earn immediately upon subscription. Your total balance remains the same, and your crypto starts earning right away.
Where can I track my earnings?
Check your Earn account to view all active assets, estimated APRs, and total earnings to date.
What are the rules for subscribing?
Toobit offers two main ways to earn:
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Fixed: Lock up your crypto for a set period, usually at a higher interest rate.
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Flexible: Subscribe or redeem at any time.
Important: Some fixed-term products do not allow early redemption. If early redemption is permitted, redeeming before the term ends will forfeit any accrued interest. Always check the product terms before subscribing.
Toobit reserves the right to modify or cancel any offers at its sole discretion and will notify you of such changes by posting updated terms on its website. You are advised to review these terms regularly. By continuing to use its website and services, you agree to be bound by the updated terms.
Using the Toobit app? Update to the latest version to access Earn and start growing your assets today.
Toobit Team
2026-03-28
