Dear Toobiters,
We're excited to announce that Toobit now offers Fixed Earn and Flexible Earn for POL, giving you the opportunity to earn competitive interest on your idle assets.

Here’s what you can earn:
|
Coin
|
Type
|
Term (days)
|
APR
|
Total amount
|
Subscription limit
|
Individual hard cap
|
|
POL
|
Fixed
|
7
|
1.5%
|
3,995,700
|
80
|
79,115
|
|
30
|
1.9%
|
3,995,700
|
80
|
79,115
|
||
|
Flexible
|
-
|
0.54%
|
3,995,700
|
80
|
79,115
|
Example:
If you subscribe to 1,000 POL in Fixed Earn with a 30-day lock-up at 1.9% APR, your interest is calculated as follows:
1,000 × 1.9% ÷ 365 × 30 = 1.561643836 POL
Click here to Subscribe now>>
How do these products work?
Fixed Earn: Lock in your assets for a set period to enjoy a higher, guaranteed interest rate. When the term ends, both your principal and the interest are automatically credited to your Spot account.
Flexible Earn: Earn interest with no lock-up period. You can subscribe or redeem your crypto at any time, giving you full flexibility while still earning yield.
Interest calculation for Fixed Earn:
(1) Interest is calculated by distributing total earnings at maturity evenly across each day. This daily amount is reflected in your Earn account valuation.
(2) Example:
You successfully subscribe to the product at 2024-12-11 11:34 (UTC).
Interest accrual start time: 2024-12-12 00:00(UTC).
First interest distribution: 2024-12-13 00:00(UTC).
(3) Redemption rules:
Fixed-term products are automatically redeemed at maturity, with both principal and interest credited to your Spot account.
(4) Early redemption rules:
Early redemption will forfeit any accrued interest. Funds are credited within 48 to 72 hours and the process cannot be reversed. This option is available only for select products, so please review each product’s details before redeeming.
Interest calculation for Flexible Earn:
(1) Interest rates adjust in real time according to market conditions. Your earnings accrue hourly and are credited to your Earn account every 24 hours.
(2) Example:
You successfully subscribe to the product at 2024-12-11 11:34 (UTC).
Interest accrual start time: 2024-12-11 12:00 (UTC).
First interest distribution: 2024-12-11 13:00 (UTC).
(3) Redemption rules
You can redeem your assets at any time after a successful subscription, with no redemption fees.
Instant settlement
If total redemptions for the day (including the current request) are within the daily limit, funds are credited immediately.
Queued redemption
If the daily cap is reached, excess amounts are queued and processed the following day. Redeemable amount for the next day = Daily redemption limit – Total redeemed today.
What does APR mean?
APR, or Annual Percentage Rate, is the estimated return your crypto could earn over one year. It helps you compare potential earnings across different assets.
When are my funds moved after I subscribe?
Funds are transferred from Spot to Earn immediately upon subscription. Your total balance stays the same, and your crypto begins earning right away.
Where can I track my earnings?
Head to your Earn account to see all active assets, estimated APRs, and total earnings to date.
What are the rules for subscribing?
Toobit offers different ways to earn, mainly through Fixed and Flexible Earn:
-
Fixed: Lock up your crypto for a set period, often for a higher interest rate.
-
Flexible: Subscribe or redeem your crypto at any time.
Important: Some fixed-term products do not allow early redemption. If early redemption is allowed, redeeming before the term ends will forfeit any earned interest. Always check product terms before subscribing.
All terms and conditions for Earn products and promotions are determined by Toobit.
Using the Toobit app? Update to the latest version to access Earn and start growing your assets.
Toobit Team
2025-12-12
Find us:
Telegram: https://t.me/Toobit_EN
Discord: https://discord.com/invite/vvxTuGTz
Reddit: https://www.reddit.com/r/toobit/
Facebook: https://www.facebook.com/toobitofficial
Toobit reserves the right to modify or cancel this announcement at any time and for any reason without prior notice.
Risk Warning: The prices of digital assets may fluctuate significantly. The value of your investment may increase or decrease, and you may even lose the entire amount invested. You are solely responsible for your investment decisions, and Toobit is not liable for any losses that may occur due to the use of margin trading. This information should not be considered financial or investment advice. Please refer to our Terms of Use and Risk Disclosure for more details.
