Dear Toobiters,
Â
Ready to make your crypto holdings work for you? We're excited to launch new Fixed and Flexible Earning products for a wide range of popular assets on Toobit Earn.
Put your idle crypto to use and earn competitive interest rates. You can now earn on your SUI.
Â
Â
Here’s what you can earn in this round:
Â
| Coin | Type | Term | APR | Total amount | Subscription limit | Individual hard cap |
| SUI | Fixed | 7 | 1.20% | 144,510 | 3 | 1,445 |
| SUI | Fixed | 30 | 1.30% | 144,510 | 3 | 1,445 |
| SUI | Flexible | - | 1.10% | 144,510 | 3 | 2,890 |
Â
Â
For example:
A user subscribes to a 1,000 SUI fixed earning with a lock-up period of 30 days. After the product expires, the interest received by the user is 1,000 * 1.3% /365*30=1.068493151 SUI.
Â
Â
Â
How do these products work?
Fixed Earning: Lock in your assets for a set period (e.g., 7 or 30 days) to get a higher, guaranteed interest rate. Once the term is over, your original funds and the interest you've earned are automatically sent to your spot account.
Flexible Earning: Earn interest without any lock-up period. You have the flexibility to deposit or withdraw your crypto at any time.
Â
Interest Calculation Rules for Fixed Earning:
(1) The interest for Fixed Earning products is estimated by distributing the total earnings after maturity across each day. This amount is then reflected in the valuation of your Earn account.
(2) Example: User A successfully subscribes to the product at 2024-12-11 11:34 (UTC).
Interest Accrual Start Time: 2024-12-12 00:00（UTC).
First Interest Distribution: 2024-12-13 00:00（UTC).
(3) Redemption Rules
Fixed-term products will be automatically redeemed at maturity, with both principal and interest credited to the spot account.
(4) Early Redemption Rules
Early redemption will deduct any accrued interest, and funds will be credited within 48 to 72 hours. Once confirmed, the redemption cannot be reversed. Early redemption is only available for certain fixed-term products. Please refer to the product details for specific rules.
Â
Interest Calculation Rules for Flexible Earning:
(1) Flexible Earning products have interest rates that adjust dynamically in real time based on market fluctuations. Interest accrual is calculated on an hourly basis, and the total interest earned over 24 hours is consolidated and credited to your Earn account.
(2) Example: User A successfully subscribes to the product at 2024-12-11 11:34 (UTC).
Interest Accrual Start Time: 2024-12-11 12:00 (UTC).
First Interest Distribution: 2024-12-11 13:00 (UTC).
(3) Redemption Rules for Flexible Earnings
You can redeem your assets at any time after a successful subscription, with no redemption fees.
Instant Settlement: In line with daily redemption limits, if the cumulative redemption amount for the day (including the current request) is within the set limit, funds will be credited instantly. For example, if the daily USDT redemption limit is 100,000 and the total redemptions for the day have not exceeded this threshold, the system will ensure real-time settlement.
Queued Redemption: If the daily redemption cap is reached, any excess amount will be queued and processed on the following day, subject to the daily limit. The redeemable amount for the next day is determined by: Daily Redemption Limit – The total Amount Redeemed on the Current Day.
Â
What does APR mean in Earn products?
APR stands for Annual Percentage Rate. It shows you the estimated yearly return on your investment. It’s a simple metric to help you compare the potential earnings of different products.
Â
When are my funds moved after I subscribe?
On the day you subscribe, your funds are transferred from your spot account to your Earn account. This does not affect your total account balance, it simply reallocates it.
Â
Where can I see my subscribed products?
Go to your Earn Account to see all the products you have purchased. You can view details like the currency, estimated APR, your accumulated earnings, and more.
Â
What are the rules of product subscription?
All Toobit users can participate in Toobit Earn's Fixed Earning and Flexible Earning products.
Â
Please note that not all Fixed Earning products will allow you to withdraw your funds early. Please review the specific rules of any product before you commit your funds. If you choose a Fixed Earning product that allows for early withdrawal, please be aware that doing so will forfeit all interest you have earned.
The terms and conditions for all Earn products and promotions are determined by Toobit.
The APR for Flexible Earn is variable and subject to change based on market conditions. Please refer to the APR displayed on the product page at the time of subscription.
Â
*For App users, please update to the latest version to access the Earn function.
We hope this information helps you get the most out of our new products. We are always working to bring you better services that help you reach your trading goals.
Â
Toobit Team
2025-08-21
Â
Find us:
X: https://x.com/Toobit_official
Telegram: https://t.me/Toobit_EN
Discord: https://discord.com/invite/vvxTuGTz
YouTube: https://www.youtube.com/@Toobit_official
Reddit: https://www.reddit.com/r/toobit/
Facebook: https://www.facebook.com/toobitofficial
Medium: https://medium.com/toobit-exchange
Toobit reserves the right to modify or cancel this announcement at any time and for any reason without prior notice.
Â
Risk Warning: The prices of digital assets may fluctuate significantly. The value of your investment may increase or decrease, and you may even lose the entire amount invested. You are solely responsible for your investment decisions, and Toobit is not liable for any losses that may occur due to the use of margin trading. This information should not be considered financial or investment advice. Please refer to our Terms of Use and Risk Disclosure for more details.
