MetaComp Group launches tokenised gold for institutions

MetaComp Group has launched commercial tokenised gold services for institutional clients, moving Tether Gold (XAUT) from proof-of-concept to live use across payments, lending, and store-of-value functions.

Key launch details

The Singapore-based firm will now provide:

• 24/7 over-the-counter trading in XAUT via its licensed Singapore entity
• Lending in USD, USDT, or USDC against XAUT collateral through its Cayman affiliate
• Up to two-year funding terms while clients retain exposure to gold prices

These services are available immediately to accredited and institutional users, at a time when gold has been trading near record highs, above USD 5,000 per ounce in early 2026.

Proof-of-concept validates cross-border payments and lending

MetaComp’s proof-of-concept tested two primary use cases:

• A cross-border transfer of the USD 10,000 equivalent, from USD in Singapore to EUR in a European bank account, using XAUT
• A USD 300,000 XAUT-collateralised lending transaction

The payments test showed XAUT could complete end-to-end settlement faster than traditional banking channels. The lending test demonstrated that gold-backed tokens can serve as productive collateral within regulated digital frameworks.

How the XAUT structure works

Each XAUT token represents ownership of physical gold stored in Swiss vaults and can be redeemed on demand. Through MetaComp’s trading system, institutional users gain:

• Real-time settlement
• Continuous, 24/7 market access
• The ability to deploy tokenised gold as both a store of value and an active funding tool

XAUT holdings can be pledged as collateral to obtain working capital in fiat or stablecoins without liquidating the underlying gold exposure, effectively linking value preservation with liquidity on a single institutional platform.

Market backdrop: rapid growth in tokenised commodities

Tiger Research data highlights a fast-expanding market:

• Tokenised commodity market value grew fourfold in one year to USD 7.1 billion by February 2026
• XAUT and PAXG together accounted for 73% of that total
• Tokenised gold trading volume jumped 345% in Q4 2025 to more than USD 126 billion
• Full-year 2025 tokenised gold volumes reached USD 178 billion, trailing only one major gold ETF by trading activity

More broadly, real-world assets converted into digital tokens reached more than USD 29 billion in value by April 2026, signalling accelerating adoption of on-chain financial instruments.

Institutional outlook for tokenised assets

Standard Chartered projects tokenised real-world assets could reach USD 2 trillion by 2028, driven by greater institutional use of regulated on-chain settlement. MetaComp aims to capture part of this demand through infrastructure licensed by the Monetary Authority of Singapore.

The company processed more than USD 10 billion in payment and trading volume in 2025, maintaining a monthly run rate above USD 1 billion. Its wealth management division surpassed USD 500 million in assets under management in 2025, spanning both fiat and digital assets.

Continuous access and risk management use cases

Around-the-clock trading and lending in XAUT open new ways for market participants to:

• React immediately to macroeconomic events outside traditional exchange hours
• Use gold-backed tokens as collateral to obtain stablecoins while preserving exposure to gold
• Hedge volatility in other digital assets by anchoring to a regulated, physically backed instrument

This structure allows capital to remain active in the digital economy while being secured against a historically defensive asset.

Integration with StableChain and cross-border settlement

The rollout of XAUT builds on MetaComp’s December 2025 collaboration with Stable. Under this arrangement:

• XAUT tokens issued on StableChain can circulate within the same settlement network
• These tokens can be used for cross-border payments and digital treasury operations
• All activity sits inside MetaComp’s existing compliance and risk framework

The proof-of-concept showed that a USD-originated payment in Singapore could be converted into EUR in a European bank account using XAUT, with faster settlement than conventional banking transfers. This introduces a gold-backed instrument as a practical rail for cross-border settlement.

Client base and platform reach

MetaComp now serves more than 1,000 institutions worldwide across:

• Treasury services
• Payments solutions
• Asset-tokenisation and wealth management

The platform’s regulated status and existing infrastructure are central to its positioning as tokenised real-world assets expand.

Gold’s role shifts from passive to productive

With these capabilities, gold moves from a passive safe-haven asset to an active component of institutional funding and liquidity management:

• Gold-backed tokens operate as payment media, collateral, and long-term stores of value
• Clients can generate working capital without unwinding their exposure to gold
• The combination of physical backing, regulatory oversight, and on-chain settlement aligns traditional gold ownership with modern digital finance

Together, the proof-of-concept and commercial launch show how tokenised gold can function inside a single regulated ecosystem that merges established commodity markets with real-time digital infrastructure.