Hot en cold wallets zijn twee van de meest voorkomende manieren om cryptocurrency op te slaan. Beide bestaan om uw activa te beschermen, maar ze doen dit op zeer verschillende manieren.
Dus wat zijn ze, hoe werken ze, en welke past bij uw handelsstijl?
De basisprincipes
Een cryptowallet slaat de private keys op die het eigendom van uw munten bewijzen. Zonder die sleutels kunt u niet bij uw geld. Wallets vallen in twee hoofdcategorieën: hot en cold.
Hot wallets zijn verbonden met het internet. Ze bevinden zich op uw telefoon, uw computer of direct op een handelsplatform. Cold wallets blijven offline, vaak in de vorm van hardware-apparaten of zelfs papieren back-ups. Het belangrijkste verschil is toegankelijkheid versus veiligheid.
Zie een hot wallet als de alledaagse portemonnee die je in je zak draagt, terwijl een cold wallet meer functioneert als een kluis op een veilige locatie.
Hot wallets
Hot wallets zijn gebouwd voor snelheid en gemak. Ze stellen u in staat om crypto direct te verzenden, te ontvangen en te verhandelen. Dat maakt ze ideaal voor actieve handelaren die directe toegang tot geld nodig hebben.
Het nadeel is blootstelling. Omdat hot wallets online zijn, zijn ze kwetsbaar voor hacking, phishing-aanvallen of malware. Ze werken het beste voor kleine tegoeden die vaak bewegen, maar zijn niet ontworpen om uw volledige portefeuille op te slaan.
Cold wallets
Cold wallets lossen dat probleem op door de internetverbinding te verwijderen. Hardware-apparaten zoals Ledger of Trezor zijn de meest voorkomende voorbeelden. Omdat ze offline blijven, zijn ze veel moeilijker op afstand aan te vallen.
Ze zijn langzamer en minder handig voor snelle transacties, maar ze excelleren in het veilig houden van grote tegoeden over tijd. Daarom worden cold wallets algemeen beschouwd als de veiligste keuze voor langdurige opslag.
Waarom handelaren beide gebruiken
De keuze tussen hot en cold wallets hangt af van hoe u handelt. Als u dagelijks markten in- en uitstapt, geeft een hot wallet u de flexibiliteit die u nodig heeft. Als u crypto voor de lange termijn vasthoudt, biedt een cold wallet gemoedsrust.
De meeste handelaren vinden dat de beste oplossing is om beide te gebruiken. Houd een klein saldo in een hot wallet voor dagelijkse handel en bewaar het grootste deel van uw tegoeden in cold storage. Zo krijgt u het gemak van snelle toegang zonder de veiligheid op te geven.
Laatste overweging
Hot en cold wallets spelen elk een belangrijke rol in het beschermen van uw crypto. De ene geeft u snelheid, de andere biedt veiligheid. Weten wanneer u ze moet gebruiken is een van de belangrijkste beslissingen die u als handelaar kunt maken.
Op Toobit kunt u veilig handelen met ingebouwde platformbescherming, terwijl uw grotere tegoeden veilig blijven in cold storage. De slimste benadering is om de twee te combineren, zodat u nooit hoeft te kiezen tussen veiligheid en gemak.
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